Front Street Realty
Phone:(250) 492-2233
Fax:(250) 490-0226

BUYING ... Each and every step of the way

 
Front Street Realty will be there to assist you from start to finish and beyond. Purchasing a home is a major investment and you will be faced with a multitude of decisions! The primary ones are:
  • Whether you are actually prepared to purchase a home
  • Locating the perfect home 
  • Obtaining a mortgage
  • Once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable and at your side each and every step of the way, Our REALTORS®   make the process of purchasing a home :
  • easier
  • more enjoyable
  • less time-consuming
  • less expensive than if you undertook this challenge on your own.

We will help you:

  • prepare so that sellers perceive you as a preferred buyer
  • help you locate and access properties for sale that match your specifications 
  • help you through the myriad of details attending the actual purchase.
Our REALTORS® are always familiar with the current homes on the market, and  know neighborhood values well. They can help you determine which properties are fairly-priced and in good condition before you start your search.
 
YOUR FIRST STEP
 
Your first step to buying a home is to first ask yourself why you want to buy a home:
  • To stop paying rent?
  • To start building equity?
  • To have a place of your own?
  • To raise a family?
  • To entertain business associates?
  • To move up to a bigger house?
  • As an investment?

Next, list what kind of home you would like and where you would like it to be. Be specific. Separate the "must haves" from the "want to haves." Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.   

Think about home styles:
  • How much space do you need?
  • Does your situation require a one-level home, or are stairs acceptable?
  • Consider size and kind of property.
  • Do you want a newer home, or maybe an older one to fix up?
  • Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
YOUR NEXT STEP: Loan Pre-Qualification
 

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company, bank or broker. This can be done over the phone or even online in a matter of minutes.

We can refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for their clients.
 
LET US FIND THE RIGHT HOMES FOR YOU TO VIEW
 
Once you've been pre-qualified and know what price range you want to stay in, Our REALTORS® can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system and from accessing Exclusive listings to locate them. Our REALTORS® often know ahead of time listings that are about to come on the market. This gives you the Leading Edge.  With the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications, Our Team is dedicated to making your home buying experience positive.

Each and Every Step Of The Way

Our REALTORS® will help you complete your financing and inspections, and close on the transaction. Their top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
 

 
The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.
MLS®, REALTOR®, and the associated logos are trademarks of The Canadian Real Estate Association.